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Not everyone knows what it means to have a personal injury case, largely because they don’t completely understand what it means to have a “personal” injury. It means that you have been hurt physically or mentally, as the result of the negligence of another person or entity. Personal injury cases may include airplane crashes, train crashes, work site injuries, automobile or truck accidents, motorcycle accidents, slip & fall/premises liability, boating accidents, wrongful death, medical malpractice, dog bites, or defective products.

The easiest thing to do if you are not sure if you have a personal injury lawsuit case or not, is to contact an experienced attorney and ask. The first consultation is usually free, and the attorney will advise you if you have a case and what your rights are under the law.

Generally speaking here is how a personal injury lawsuit works: When someone’s actions/negligence hurts you, they are responsible for paying compensation for your injuries/damages. When you retain an attorney and file a lawsuit, you are usually seeking compensation from the individual or company that hurt you, but the compensation is usually paid by their insurance company. They will want to minimize damages and they will delay, deny and refuse to pay; your attorney will fight for you to get a “fair” settlement.

Damages are generally handed out according to the degree of injury involved and proof of negligence. That means that each case is different and depends on many factors including your wage loss, your medical expenses, and the extent and seriousness of your injuries. This is why you need a personal injury attorney to go to bat for you; he/she knows the law and the system and is best equipped to obtain a fair settlement for you.

During the course of discussions with your attorney, you may also want to discuss litigation funding. This service provides financial support, while your case is pending, and allows you to wait out the long, legal process until your attorney can obtain a fair and equitable judgment or settlement. This also means you will not need to settle for inadequate compensation because you need money and the first offer that comes your way looks good to you. Lawsuit funding will give you the opportunity to pay important bills now, and provide an ability to wait for the court to hear your case or a settlement to be negotiated by your attorney.

Litigation funding is usually ready to go within 48 hours or less and there are no credit checks; you don’t even need to have a job to apply for a lawsuit cash advance. And, if you lose your case, you don’t have to pay the money back. Would a bank do that for you?

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