UK Government figures show that an estimated 7.7 million UK residents travelled abroad in August 2013. Figures also show that in 2012 approximately 70 Brits a week were hospitalised abroad.
A survey of 1000 people, compiled by the Hugh James Holiday Accidents Team, has found that travellers are not fully aware of their rights if they suffer an accident abroad. Those who book a holiday or excursions through their credit card, or via an ATOL protected provider, have greater protection and are more likely to be successful when making a personal injury claim. 20.8% of those asked were aware that booking their holiday or excursions through a credit card meant they could make a compensation claim from the credit card company. More people were aware that they had greater protection when booking with an ATOL protected provider, however, 47.9% of those surveyed were still unaware.
Under UK law individuals can still pursue holiday related compensation if they haven’t used a credit card, or an ATOL provider, but this can be more complex as different legal jurisdictions may apply.
Mark Harvey, a UK expert in holiday personal injury, has given his top tips for British travellers who are booking or have recently returned from a holiday.
Top Tips:
1. If booking a package holiday, make sure the company is ATOL protected.
2. If possible, always book your holiday via a credit card as this provides additional protection.
3. If a holiday appears to be a bargain basement deal, always check trusted review sites for further information.
4. If you have been injured on holiday, and it wasn’t your fault, remember there are different time limitations to making a claim in different countries. If you want to bring a claim you should do so as soon as possible.
5. Make sure you have the correct insurance for you holiday. For example if you’re on a sunshine holiday, find out what dangerous activities may be excluded.
6. Always carry your travel insurance details with you, so you can exchange details should something happen.
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