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You were injured in a car accident on your way to work and it wasn’t your fault. You’re now out of work and unable to provide for your family. On top of that, you’re incurring medical bills because of the doctor visits and medical treatment you need as a result of the auto accident. Your insurance company has offered you a car accident settlement, but it may not be enough to cover all of your medical expenses and make up for all of your lost wages. Does this sound familiar?

Before you decide to accept the offer from your insurance company, you should consult with an auto accident attorney about your options.

Insurance Coverage

If you selected the limited tort option, you may not be able to recover pain and suffering or out-of pocket expenses. There are always exceptions to this rule, however, so it’s important to contact an auto accident lawyer for a free legal evaluation.

An experienced auto accident attorney will fight for you regardless of whether or not the party at fault has enough insurance coverage. As an insured car accident victim, you are entitled to compensation for the injuries you sustained as a result of another’s negligence. You have the right to collect from your own insurance company. This is why you have insurance.

While it may be tempting to accept the car accident settlement offered by your insurance company, it may be worth it to take the time and consider the option of hiring a car accident attorney. You will likely have to wait until your car accident lawsuit is settled before you can receive your compensation, but if the auto accident attorney believes he or she can get you a larger settlement, hiring an auto accident attorney to represent you may be your best option.

While the decision to settle with the insurance company or hire a car accident attorney is not something you want to take lightly, it is not a decision you want to delay. There are time limitations to filing a car accident lawsuit. This is called the statute of limitations. In Pennsylvania, the statute of limitations is two years from the date of the accident. This may seem like plenty of time, but it’s very important to hire a Pennsylvania auto accident attorney with enough time to investigate your case and file your lawsuit before the two-year anniversary of the date of your accident.

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